HBA Built, Building Better Together

Financing

Financing built around this home, and around you.

14986 Jennetten Way is a newly built, 2026 Street of Dreams home, and its mortgage deserves the same care as its construction. Travis Olson, Area Manager and Senior Loan Officer with Olson Group at Eureka Mortgage Planning LLC, NMLS #111072, works with buyers here from first call to closing, and he still originates and closes loans every day.

License
NMLS #111072
States served
OR / WA
Years originating
30+
Role
Active producer

A lender who still produces

Strategy for the first offer, and the thirty years before it.

Travis grew up in a real estate family, earned a Finance degree with honors from Gonzaga, and has spent more than three decades at the front lines of mortgage lending. He does not manage loans from a desk; he still structures, underwrites, and closes them, which keeps his advice current with today's products, today's compliance, and today's market. That is the difference between a mortgage conversation and a mortgage strategy.

Whether you are pre-approving for an offer on this home, planning a construction-to-permanent structure, or weighing a rate buydown with builder incentives, the goal is the same: a loan designed around your numbers, explained in plain language, and closed on time with confidence.

Mortgage options

A program for every buyer, honestly explained.

Every path below follows the same first step: a conversation about your credit, income, and timeline. No formula replaces your actual numbers, and a veteran originator will show you the trade-offs before you commit.

Conventional

Fixed and adjustable-rate conventional loans with flexible terms and down payment paths, a strong fit when your credit and income are in solid shape.

  • Fixed and ARM structures
  • Flexible down payment paths
  • No up-front mortgage insurance on many plans

FHA, VA & USDA

Government-backed programs with lower down payment thresholds and more forgiving guidelines for first-time and qualifying buyers.

  • Low down payment entry
  • Veteran and service-member benefits
  • Credit-friendly guidelines

Jumbo & high-balance

For homes above conforming limits, thoughtfully structured jumbo programs with competitive terms for luxury purchases like this one.

  • High-priced markets
  • Larger loan amounts
  • Portfolio flexibility

Construction-to-permanent

One closing that funds the build or the finish work, then converts to a permanent mortgage at completion, built for homes like the Street of Dreams.

  • New construction draws
  • One closing, less paperwork
  • Conversion at completion

Rate buydown programs

Permanent and temporary buydowns that lower your rate and payment for the first years, often made possible with seller or builder incentives.

  • Lower early payments
  • Seller and builder incentives
  • Winning offer strategies

Refinance & restructure

Rates move, life changes, and a second look can reshape your payment. Travis models your numbers so you can decide with facts on the table.

  • Rate and term shifts
  • Cash-out planning
  • Debt consolidation
Preferred lender incentive

Ask us about our amazing rate buydown incentive with our preferred lender.

A buydown can lower your rate in the early years of the loan, freeing up monthly cash and strengthening an offer in a competitive market. The details depend on current programs and your financing, so ask Travis for today's numbers.

Pre-approval

Get your number before you fall in love.

Touring first and asking later works backwards in today's market. A full pre-approval tells you your budget, your payment range, and your down payment path before you make an offer, so you can act with confidence instead of guesswork. It takes a conversation and a few documents, and it is free to explore your options.

Apply online through Travis Olson's secure application at eurekamortgage.net, or start with a conversation: 503-449-3807, tolson@eurekamortgage.net. Rates, terms, and availability are subject to change and credit approval; this is not a commitment to lend.

The dining area of 14986 Jennetten Way with floor-to-ceiling windows and pale wood

Your mortgage contact

One lender on the other end of the line, ready to help.

Travis Olson, Area Manager and Senior Loan Officer at Olson Group, Eureka Mortgage Planning

Travis Olson

Area Manager · Senior Loan Officer
Olson & Eureka Mortgage Planning LLC

Travis still originates and closes loans daily, so your pre-approval, buydown math, or construction structure comes from current, hands-on practice, not theory. He serves buyers across Oregon and Washington, including Oregon City and the Portland metro.

Olson Group at Eureka Mortgage Planning logo

NMLS #111072 · OR/WA

Start here

Pre-approval, buydown math, or a full strategy

A 15-minute conversation is usually enough to know the right path. From there, Travis pulls your numbers, models the options, and prepares whatever you need to move.